Total and Permanent Disability Cover ensures you will receive a lump sum payment if you become totally and permanently disabled.
This does not mean you have to be bed-ridden, however it does mean that your injury or illness must be severe enough to cause you to never be able to work again.
This is one cover that is often overlooked because we often ask will this really ever happen to me? The answer is quite possibly and can be a god send to have in place if you are the main provider for your family and you were ever off work long term (due to illness or accident), and this lump sum will help you and your family with unforeseen costs like home improvements, medical expenses and loss of income, and can help you adjust to your new way of life.
Still not sure?
While there are many different types of cover available in New Zealand it can be hard deciding what you need. Let’s sit down and chat! Our insurance advisers are experts at developing personalised plans by simply listening.
Address: 15 Matija Place, Red Beach, Auckland
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Email: enquiries@insuranceladies.co.nz
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What can you expect
from Insurance Ladies & Co?
Claims Support
Should the need arise where you find yourself needing to make a claim we are with you every step of the way. We cannot stress how important it is to have an adviser on your side.
Annual Policy Reviews
Policies are managed on a yearly basis from the date it was issued. Each year, just before your Policy Anniversary we will send you a reminder email you with your updated policy.
Independent Advice
Every situation is unique, and not all insurance providers are the same. We compare them to find the right cover that is best suited for you and your loved ones.
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